Thinking about having joint replacement surgery can be a big decision. One of the important things to know is how much it will cost and what your insurance will pay for. At M Bone and Joint, we want to help you understand these details so you can feel confident about your choices.

How Much Will the Surgery Cost?

The cost of joint replacement surgery can be different for each person. It depends on things like which joint you need replaced (like a hip or knee), how complex the surgery is, and what your specific needs are. Here’s what you can expect:

• Hospital Fees: This includes the cost of using the hospital, like the operating room and any overnight stays.

• Surgeon’s Fees: This is what you pay for the surgeon and their team to perform your surgery.

• Anesthesia Fees: This covers the cost of medicine that helps you sleep during the surgery so you don’t feel any pain.

• After Surgery Care: This might include physical therapy, follow-up visits, and any medicine you need to help you recover.

What Will Insurance Cover?

Insurance generally pays for the majority of the costs of surgery, but it depends on your plan. Here’s what usually happens:

• Pre-approval: Some insurance companies need to approve the surgery before it happens. Our team at M Bone and Joint will help you get this approval.

• What’s Covered: Insurance often pays for most of the surgery, hospital stay, and recovery care (like physical therapy at home and outside of home, equipment needed for recovery). It’s important to check with your insurance company to understand what part you might have to pay.

• Extra Services: Some insurance plans also pay for things like extra physical therapy sessions.

Are There Ways to Help Pay for Surgery?

While most insurances cover the bulk of the costs, we know that even with insurance, surgery can still cost a lot. Also, there are many in our community that do not have Health insurance That’s why M Bone and Joint offers ways to help you pay:

• Payment Plans: We can set up a plan where you pay a little bit at a time, instead of all at once.

• Healthcare Loans: We work with companies that offer special loans to help pay for medical procedures, often with low interest rates.

• Financial Help: Our financial counselors can talk with you about your options and help you find the best way to pay for your surgery.

Conclusion

Choosing to have joint replacement surgery is a big step, and understanding the costs is important. At M Bone and Joint, we’re here to help you understand what you need to know about costs and insurance. If you have any questions, please contact us. We’re here to help you every step of the way!